Fintech app development in India in 2026: ₹4 lakh to ₹20 lakh+, and why compliance drives it
A payments MVP in India runs ₹4,00,000 to ₹8,00,000, a lending platform ₹6,00,000 to ₹15,00,000, and neo-banking ₹8,00,000 to ₹20,00,000+. Regulatory compliance adds 20% to 40% on top. The rules are not a review step