20 articles tagged
RBI's authentication Directions took effect on 1 April 2026 and card issuers must validate cross-border CNP transactions by 1 October 2026. What the three principles require in code, which exemptions survive, and how
Visa Payment Passkey is live in India and the RBI's authentication directions took effect on 1 April 2026. A build guide for adding FIDO2 passkeys to iOS and Android apps, with the SMS OTP decision made plain.
NPCI open-sourced Drunix in June 2026 as an enhanced Hyperledger Fabric fork for tokenization. Here is what actually changed in the architecture, how it compares to classic Fabric and Fabric-X, and when it is the right
India has about 22.9 crore demat accounts and 13.1 crore registered investors, and the SEBI (Stock Brokers) Regulations, 2026 reset the rulebook on January 7, 2026. Here is what building a compliant broking
RBI's Central Board approved the Utkarsh 3.0 strategy for 2026-29 and is rebuilding its core banking system as e-Kuber 3.0. A working guide to the changes banks and fintechs should prepare for now.
The Reserve Bank of India (Digital Lending) Directions, 2025 are not a policy document you hand to legal. They specify what your app may read from a phone, where data may sit, and how money must move. Here is the build
The digital rupee stopped chasing UPI on volume and became programmable money. Here is how fintech teams integrate e-rupee wallets, conditional welfare tokens, offline NFC and cross-border CBDC rails in 2026.
NPCI's OC-215 guidelines cap balance checks at 50 per day, account lists at 25, and status checks at 3 per transaction. Here is how to re-architect a UPI app around the limits: caching, webhooks over polling, AutoPay
India's NPCI is designing a Unified Agent Protocol so AI agents can be registered and authorised to make UPI payments, pending RBI approval. For fintech teams, prep starts now: identity, limits and logs.
India's Account Aggregator network spans 1,120 regulated entities and 450 million fulfilled consents. A technical guide to the consent artefact, ReBIT APIs, FIU eligibility and the DPDP consent manager overlap.
A payments MVP in India runs ₹4,00,000 to ₹8,00,000, a lending platform ₹6,00,000 to ₹15,00,000, and neo-banking ₹8,00,000 to ₹20,00,000+. Regulatory compliance adds 20% to 40% on top. The rules are not a review step
Credit Line on UPI (CLOU) turns any UPI QR into a credit checkout, at roughly a fifth of the acquisition cost of a credit card. Here is what it changes for Indian D2C brands, merchants, and fintech builders in 2026.
India's fintech market is worth about $51 billion in 2026, and payments lead it. eCorpIT builds UPI-ready, RBI-compliant fintech apps in Flutter or native, handling aggregator integration, data localization, PCI DSS
UPI processed 28.92 lakh crore rupees in June 2026 as the PhonePe-Google Pay duopoly slipped below 80% for the first time. What diversification, NPCI's 30% cap, and the MDR debate mean for D2C checkout in 2026.
India's DPDP Rules took shape in November 2025, the Consent Manager framework activates in November 2026, and full compliance lands May 2027, with penalties up to Rs250 crore. eCorpIT builds fintech and healthcare apps
UPI processed 23.2 billion transactions worth Rs29.9 trillion in May 2026, the top two apps fell below 80% share, and the 30% cap lands in December 2026. Here is what these shifts, plus Credit Line on UPI, mean
Apple's iOS 27 adds Trust Insights, an on-device framework that warns apps when a user is being coached through a scam. Here is what it does, how the risk levels work, and what retail and fintech trust-and-safety teams
iOS 27 gives Wallet seven new features. For Indian businesses the split is sharp: passes and Create-a-Pass work today, while Insights and payments wait on Apple Pay, rumored for India in mid-2026.
iOS 27 gives Apple Wallet 7 new features: Create-a-Pass, bill splitting with Apple Cash, Tap to Share, Mail order tracking and Visual Intelligence. What each means for merchants, and the regional limits.
DPDP Rules 2025 took effect on 14 November 2025. Consent manager provisions apply from November 2026 and broader obligations bite on 13 May 2027. This checklist maps what Indian SaaS and fintech teams must build.
