#Credit Line on UPI

2 articles tagged

A phone paying a glowing QR code at a shop counter

AI & Mobile · Jul 13, 2026 · 8 min read

Credit Line on UPI is live: what CLOU changes for Indian D2C brands in 2026

Credit Line on UPI (CLOU) turns any UPI QR into a credit checkout, at roughly a fifth of the acquisition cost of a credit card. Here is what it changes for Indian D2C brands, merchants, and fintech builders in 2026.

Manu Shukla

#UPI #Credit Line on UPI #fintech

Glowing smartphone with payment icons and rising graphs over a stylized India map

AI & Mobile · Jul 10, 2026 · 8 min read

UPI in 2026: 23 billion monthly transactions, the 30% cap and what it means for fintech builders

UPI processed 23.2 billion transactions worth Rs29.9 trillion in May 2026, the top two apps fell below 80% share, and the 30% cap lands in December 2026. Here is what these shifts, plus Credit Line on UPI, mean

Manu Shukla

#UPI #fintech #NPCI