5 articles tagged
NPCI's 30% market-share cap for any single UPI app is scheduled for 31 December 2026, and the top two apps were still at a combined 79% in May 2026. Here is what that means for merchant checkout, and the multi-PSP
NPCI open-sourced Drunix in June 2026 as an enhanced Hyperledger Fabric fork for tokenization. Here is what actually changed in the architecture, how it compares to classic Fabric and Fabric-X, and when it is the right
NPCI's OC-215 guidelines cap balance checks at 50 per day, account lists at 25, and status checks at 3 per transaction. Here is how to re-architect a UPI app around the limits: caching, webhooks over polling, AutoPay
India's NPCI is designing a Unified Agent Protocol so AI agents can be registered and authorised to make UPI payments, pending RBI approval. For fintech teams, prep starts now: identity, limits and logs.
UPI processed 23.2 billion transactions worth Rs29.9 trillion in May 2026, the top two apps fell below 80% share, and the 30% cap lands in December 2026. Here is what these shifts, plus Credit Line on UPI, mean
