Timeline of notice, cure and reversal stages in RBI regulated device-based loan recovery

Engineering · Aug 9, 2026 · 14 min read

RBI's device-locking directions take effect 1 January 2027: 8 engineering changes lending apps need

On 6 August 2026 the RBI issued nine Amendment Directions covering how regulated entities deploy technology-based recovery on a borrower's financed mobile device. They take effect 1 January 2027. Here is the engineering

Manu Shukla

#rbi #digital lending #fintech engineering

Hero graphic reading Lending apps nine builds with four requirement cards for Indian NBFC apps

AI & Mobile · Aug 4, 2026 · 14 min read

Build a digital lending app in 2026: the 9 things an NBFC has to ship

The RBI Digital Lending Directions, 2025 turn several product decisions into engineering requirements: KFS and APR, a cooling-off exit, India-only data storage, a CIMS-listed app. What that means for the build.

Manu Shukla

#digital lending #NBFC #rbi